Rethinking Pay: A Daily Wage App That Builds Financial Confidence

Empowering workers to access, manage, and grow their earnings—day by day.

This case study explores the design of a personal finance app built around early wage access. The product gives users real-time visibility into what they’ve earned and spent, while helping them build habits around saving and investing. From allocating a portion of each paycheck into company shares or savings, to setting personal goals and rebalancing their portfolio—this tool was designed to support both financial stability and long-term growth, even for users living paycheck to paycheck.

From Payday to Daily Pay: Rethinking Financial Access for Workers

The home screen gives users a daily snapshot of earnings, spending, and investment opportunities—helping them stay in control and plan ahead.

Turning Daily Earnings Into Intentional Saving

With early wage access, money arrives faster—but it can disappear just as quickly. Goals help users set aside funds for both joy and survival: from rent and bills to a long-awaited weekend trip.

Investing Made Easy—Right From Your Paycheck

Users can automatically allocate a portion of their daily wage into company shares, a curated investment package, or fixed-rate savings—building long-term value without extra effort.

"Stay in Control of Your Portfolio—Effortlessly"

 Over time, market shifts can distort your preferred allocation. Rebalancing lets users restore their original investment split—automatically or with a single tap—keeping their strategy on track.